Financial Literacy
Take control of your money, personal and business. Build a budget that holds, get out of expensive debt, save and invest with a plan, and read the numbers your business is already producing.
Not sure it is the right course? Ask us on WhatsApp — we will tell you honestly.
Coming soonUSD 55
about TZS 150,000
One payment in US dollars, handled securely by Skool.
Enrolment has not opened for this course yet.
- Length
- 4 weeks · 2 live sessions per week
- Level
- Beginner — no previous experience needed
- Taught
- Live online, in English
- Sessions
- East Africa Time (GMT+3), all recorded
- Open to
- Students anywhere in the world
- Where
- Profix community on Skool
What is included
- Live sessions, plus the recording of every one — join from any time zone
- Course materials and templates you keep
- Access to the Profix community between sessions
- Certificate of completion
- Group enrolment for teams on request
Outcomes
What you will be able to do
Not topics covered — things you will be able to do at work the week after.
Build a budget you will actually keep
See where the money goes each month, plan the next one, and use a method simple enough to survive a busy week.
Get out of expensive debt
Work out the true cost of a loan, tell useful borrowing from the kind that traps you, and follow a plan to clear it.
Save and invest with a purpose
Build an emergency fund, save toward something specific, and judge the savings and investment products in front of you — starting with the ones on offer in Tanzania — on their real risks.
Read your business numbers
Profit and loss, cash flow, and what they are telling you — in plain language, without an accounting background.
Keep business and personal money apart
Set up accounts and records so you always know what the business actually earned, and pay yourself deliberately.
Plan for tax and for later
Put money aside for obligations before they arrive, and start thinking past this month.
Curriculum
What the course covers
4 modules · 4 weeks · 2 live sessions per week. Open one to see what is inside it.
01Week 1 — Where your money actually goes
Tracking income and expense honestly for a week. Building a budget around real numbers. The habits that keep one alive past the first month.
02Week 2 — Debt and credit
Loan terms and the true cost of borrowing. Banks, SACCOS, and mobile lenders compared. Getting out of a debt trap, and borrowing safely when it is worth it.
03Week 3 — Saving and investing
Emergency funds and saving goals. Worked through on the options available in Tanzania — SACCOS, fixed deposits, government bonds, unit trusts — with the risks stated plainly, and how to run the same test on whatever is sold where you live. Spotting a scheme that is too good to be true.
04Week 4 — Business money
Reading a profit and loss and a cash flow statement. Separating business and personal funds. Pricing for margin. Planning for tax and keeping records a bank will accept.
Who teaches it
Taught by a consultancy, not a content studio
Profix has spent years fixing projects that went wrong and businesses that outgrew their systems. The courses are the teachable part of that work, delivered with our expert network behind them.
- Since 2021
- Consulting across multi-service industries
- 9 partners
- Universities, foundations and businesses
- ExNet
- A national and international network of experts
Inside the course
See how Financial Literacy runs before you pay for it
A short walk through the course: what the live sessions are like, how much work it asks of you each week, and what you will have to show at the end of it.
How it works
How to join
All Profix courses are delivered through our community on Skool. If you have not used Skool before, it takes about two minutes.
Choose your course
Read what it covers and what you will be able to do at the end.
Join on Skool
Create a free Skool account and enrol. Skool handles payment and gives you immediate access.
Start learning
Work through the lessons at your own pace, join the live sessions, and ask questions in the community.
Community
You are not learning alone
Every course includes access to the Profix community — where you can ask questions between sessions, see how other people solved the same problem, and get direct answers from the Profix team and our expert network.
See the communityQuestions
Questions people ask
Is this about personal money or business money?
Both. The first three weeks are personal — budgeting, debt, saving, and investing. The last week turns to business money, which matters whether you own a business or handle money inside one. Everything is taught in plain language, with no accounting background assumed.
What is Skool and why do I need it?
Skool is the platform that hosts the course videos, materials, and community discussion. Creating an account is free and takes about two minutes. Payment and access are handled entirely by Skool.
What if I miss a live session?
Every session is recorded and posted in the community, so you can catch up in your own time and still ask questions afterwards.
Can I take this from outside Tanzania?
Yes — the courses are live online and open to students anywhere. Sessions run on East Africa Time (GMT+3) and every one is recorded, so joining from a different time zone costs you nothing but the live question-and-answer. Skool takes international cards and prices are shown in US dollars.
What language is the course taught in?
English, and all course materials are in English. Where everyone in a session happens to speak Swahili we will explain in it as well, but you never need Swahili to follow a course.
Do I get a certificate?
Yes — a Profix Companies certificate of completion once you finish the course and present your final project.
Can my organisation enrol several people?
Yes. Get in touch through the contact form or on WhatsApp and we will arrange group enrolment for teams.
Ready to take control of your money?
Join the Financial Literacy course and get a budget, a debt plan, and a saving plan you can hold to.
Coming soon
Payment and course access are handled securely by Skool.
Not ready yet?
Leave your email and we will tell you when the next intake opens. No spam.
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